You are here

What does “No Gap” mean?

A ‘gap’ is the amount you pay either for medical or hospital charges, over and above what you get back from Medicare or your private health insurer. Most patients requiring knee, hip or shoulder replacements incur significant out-of-pocket expenses (on top of private health insurance premiums that are paid annually) in the form of surgeon fees, anaesthetist fees, physiotherapist gaps, etc. However, JRC offers a ‘no gap’ holistic care pathway for private insured patients requiring a joint replacement. The only out-of-pocket expense you may incu is a hospital excess charged by your health insurer, this different for each insurance policy and can be checked with your insurer.